EMPOWER. SCALE. GROW.

Empower Your Business Growth with Tailored Funding Solutions

Elevate your loan journey with Smart Loans' AI matching system, ensuring you access the absolute best industry rate available TODAY.

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4.8/5
4.8 rating on Google
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Discover How It Works

Step-by-Step Guide

Complete simple inquiries in under 2 minutes without affecting your credit score. Then, effortlessly compare numerous offers, putting YOU firmly in control!

Same day Funding
Approval rate 87%

Once approved, we can have the funds in your account within 24 hours.

Lowest Cost of Funds
Time we beat out all our competitors 92%

Your business matters to us, and we're dedicated to securing the lowest rates for you.

Client Approvals
Acceptance of our approvals 82%

Customized financing options to suit all your business needs.

For Small Business Champions

Our Mission

Leveraging cutting-edge technology, we swiftly assess your business details and pair you with ideal lending partners from our extensive network. These professionals are carefully selected to cater to your capital requirements. With loan criteria evolving constantly, we remain vigilant to ensure we connect you with the right lenders precisely when you need them.

Short Term Loan

A line of credit offers a flexible solution, providing a predetermined amount of capital accessible as needed. Unlike traditional term loans, you can access all or part of the credit line up to a set limit whenever required. Interest is paid solely on the amount utilized, offering cost-effectiveness and flexibility to the customer.

Line of Credit

A line of credit offers a flexible solution, providing a predetermined amount of capital accessible as needed. Unlike traditional term loans, you can access all or part of the credit line up to a set limit whenever required. Interest is paid solely on the amount utilized, offering cost-effectiveness and flexibility to the customer.

Long Term Loan​

Long-term loans are a prudent option for significant investments or expansion plans, spanning typically 5 to 10 years, potentially extending up to 20 years or more. They may feature either fixed or floating interest rates. Collateral, such as real estate, may be necessary to secure these loans, providing stability and assurance to lenders.​

Merchant Cash Advance

Though not classified as a traditional loan, cash advances often don't necessitate a formal Personal Guarantee, making them potentially riskier for lenders. Unlike conventional loans, cash advances lack a defined term, payment schedule, or stated interest rate. Instead, they typically involve a total payback amount, purchasing a fixed percentage of the customer's forthcoming cash receivables.

Frequently Asked Questions

Having a bankruptcy on your record doesn't automatically disqualify you from securing a small business loan, but it can present obstacles. Each lender may have different criteria post-bankruptcy, but it's improbable to qualify within the initial year. Most lenders typically mandate a minimum of one year of demonstrating improved credit history after bankruptcy proceedings.

The duration for receiving approved funds varies depending on several factors. Each lending partner follows its own approval process, leading to varying funding timelines. Typically, funds can be disbursed anywhere from 24 hours to 1 week after approval.

A line of credit is a flexible type of credit that offers a set borrowing limit which can be utilized as required. Unlike a fixed-term loan, you can access any portion of the credit line at any time, up to the predetermined limit. Interest is charged only on the amount you actually use.

A Merchant Cash Advance (MCA) is a financing option where a business receives a lump sum of capital upfront in exchange for a percentage of its future sales. Instead of making fixed monthly payments like with a traditional loan, the borrower repays the advance through a portion of its daily credit card transactions, typically through an agreed-upon percentage deducted directly from each sale. MCAs are often used by businesses that have fluctuating or seasonal revenue streams and need quick access to capital without the stringent requirements of traditional loans. 

Collateral refers to assets that a customer can provide to secure a loan. In the event of a default by the customer, the lender has the right to seize these assets to settle the loan.

Your Offers Are Waiting!

In just three minutes, you'll be closer than ever to discovering your perfect match.